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Financial institutions like fbc markets and our affiliates and subsidiaries (collectively “fbc markets,” “we,” or “us”) may be required to provide privacy policy notices when we hold personal information relating to individuals, as defined below (“Personal Information”).

We believe that protecting the privacy of Personal Information is of the utmost importance. It is our policy to safeguard the privacy, confidentiality and security of Personal Information and to comply with the applicable data protection laws. It is also our policy to process Personal Information in accordance with the General Data Protection Regulation 2016/679 (the “GDPR”) where applicable.

We process Personal Information lawfully, fairly, and in a transparent manner in relation to you and ensure that the Personal Information which we process is relevant, accurate and limited to what is necessary in relation to the purposes for which it is processed and that Personal Information is kept confidential.

We do not disclose any Personal Information we collect, as described above, about our current or former investors to anyone other than to administrators, custodians, banks and service providers (including but not limited to our IT service providers, email archivists and CRM system providers) in connection with the administration, processing and servicing of customer accounts or to our accountants, attorneys and auditors (all such persons, collectively, “Third Parties”), or otherwise as required by law.

Irrespective of whether you are or not an investor, we restrict access to Personal Information we collect about you to our personnel who need to know that information for the purposes above and who are subject to appropriate confidentiality obligations, or who are bound to confidentiality by statutory obligations.

Your Personal Information will be retained for the time necessary in relation to the purpose(s) for which such information is processed.  For example, we may retain limited amounts of your Personal Information to ensure compliance with a legal obligation to which we are subject or to market specific products and services.